Obamacare has been drowning in fraud since Democrats rammed it through Congress without a single Republican vote.
The Biden-Harris administration made things exponentially worse.
And Jim Jordan just went after eight health insurance giants over an Obamacare bombshell.
Jordan Demands Answers From Major Insurers
House Judiciary Committee Chairman Jim Jordan sent letters to eight of America's largest health insurance companies demanding documents about their role in Obamacare subsidy fraud.
Blue Shield of California, Centene Corporation, CVS Health, Elevance Health, GuideWell, Health Care Service Corporation, Kaiser Permanente, and Oscar Health all received orders to turn over records about their enrollment operations.
The Ohio Republican isn't playing games with companies that may be profiting from a system where brokers pressure people to lie about their incomes or sign them up for insurance without their knowledge.
"Brokers have targeted individuals with deceptive advertisements and pressured enrollees to lie about their incomes to obtain Obamacare subsidies," Jordan's letter stated. "Evidence suggests that many individuals do not even know they are signing up for health insurance or agreeing to switch plans."
Jordan co-signed the letters with Oversight Subcommittee Chairman Jeff Van Drew and Administrative State Subcommittee Chairman Scott Fitzgerald.
The investigation focuses on federal subsidies under the Affordable Care Act that Republicans say have become a gold mine for fraudsters and unscrupulous insurance companies.
Jordan wants to know how many people these companies enrolled in subsidized plans, how many enrolled people never used their coverage, and what internal communications exist about fraud prevention efforts.
Insurance brokers get commissions when they sign people up for Obamacare plans whether those enrollments are legitimate or not.
That creates a massive incentive for fraud when the federal government isn't checking who actually qualifies for subsidies.
GAO Report Exposes Staggering Fraud
The probe comes after a devastating Government Accountability Office report earlier this month revealed the shocking scope of Obamacare fraud.
GAO investigators created 20 fake identities with invalid Social Security numbers and fictitious income information.
The Obamacare marketplace approved 100% of the fake applications submitted in 2024.¹
Eighteen of those fraudulent enrollees were still receiving taxpayer-funded subsidies as of September 2025, costing more than $10,000 per month.²
The GAO found $21 billion in Obamacare subsidies paid out in 2023 with no evidence of tax reconciliation.³
That's 32% of all premium tax credits paid to people with Social Security numbers.
One Social Security number was used on applications for 125 different insurance policies in 2023, the equivalent of 71 years of health coverage.⁴
Another 58,000 Social Security numbers receiving subsidies matched Social Security Administration death records.⁵
Dead people collected $94 million in taxpayer-funded insurance subsidies.⁶
"For years, we were told we could keep our plan, keep our doctor, and premiums would go down. None of it happened," Jordan said in a statement. "This new report confirms what we already knew: under Obamacare, hardworking Americans saw their premiums skyrocket and their healthcare choices shrink, all while fraud benefitted insurance companies."
The Centers for Medicare and Medicaid Services approved coverage even when applicants submitted fake citizenship documents or no documents at all.
Brokers bypassed verification systems by calling CMS help centers and submitting applications for fake people without those supposed applicants even being present.
This isn't a new problem Democrats suddenly discovered.
GAO warned about identical fraud vulnerabilities in 2015 and 2016 when the Obama administration ran the program.
Nothing changed because Democrats and their insurance company donors benefit from a system where the government writes blank checks and nobody verifies eligibility.
Biden's COVID-era subsidy expansions that removed income caps and increased payment amounts turned Obamacare into a free-for-all for criminals and shady brokers.
Estimates suggest millions of people enrolled improperly in Obamacare plans, costing taxpayers up to $27 billion annually in fraudulent payments.⁷
Jordan's investigation follows a federal court decision earlier this year blocking Trump administration regulations designed to combat Obamacare fraud.
Democrat attorneys general and left-wing advocacy groups sued to prevent basic fraud prevention measures like income verification and shortened enrollment periods.
They claimed requiring people to prove they actually qualify for taxpayer subsidies violated the Administrative Procedure Act.
The same Democrats who created this fraudulent mess are now fighting in court to keep the fraud going.
Those expanded subsidies Democrats shut down the government over are set to expire at the end of this month.
Republicans refuse to extend subsidies for a program hemorrhaging tens of billions in fraudulent payments to insurance companies. They should refuse on principle altogether.
The requested documents from these eight insurance giants will reveal whether they knowingly participated in enrollment fraud or turned a blind eye while collecting billions in taxpayer subsidies for fake and ineligible enrollees.
Insurance companies have every incentive to maximize enrollment regardless of eligibility since they still receive government subsidies even when enrollees never pay their premiums or use their coverage.
Jordan and House Republicans are finally forcing accountability on an Obamacare system Democrats designed to enrich insurance companies at taxpayer expense while leaving working Americans with skyrocketing premiums and fewer choices.
¹ Government Accountability Office, "Patient Protection and Affordable Care Act: Preliminary Results from Ongoing Review Suggest Fraud Risks in the Advance Premium Tax Credit Persist," December 3, 2025.
² Ibid.
³ House Committee on Ways and Means, "Watchdog Finds Consumer Harm and Billions of Taxpayer Dollars Wasted in Health Care Fraud in Affordable Care Act Plans," December 3, 2025.
⁴ Ibid.
⁵ Ibid.
⁶ Ibid.
⁷ Ibid.









